{"id":198,"date":"2021-01-25T09:29:16","date_gmt":"2021-01-25T08:29:16","guid":{"rendered":"https:\/\/1-zpravy.cz\/?p=198"},"modified":"2021-01-25T09:29:19","modified_gmt":"2021-01-25T08:29:19","slug":"technologie-a-investovani-priznat-ze-nic-nevite-je-nesmirne-obtizne","status":"publish","type":"post","link":"https:\/\/1-zpravy.cz\/technologie-a-investovani-priznat-ze-nic-nevite-je-nesmirne-obtizne\/","title":{"rendered":"Technologie a investov\u00e1n\u00ed: P\u0159iznat, \u017ee nic nev\u00edte, je nesm\u00edrn\u011b obt\u00ed\u017en\u00e9"},"content":{"rendered":"\n

B\u00fdt brokerem, dostat se na trh cenn\u00fdch pap\u00edr\u016f, voln\u011b obchodovat a mo\u017enost nakupovat i d\u00edl\u010d\u00ed akce. To v\u0161e se dnes u\u017e d\u00e1 z pohodl\u00ed domova. Av\u0161ak nep\u0159ipom\u00edn\u00e1 to tak trochu kasino?
Nov\u00ed investo\u0159i jsou dnes mnohem informovan\u011bj\u0161\u00ed ne\u017e tomu bylo v p\u0159edchoz\u00edch generac\u00edch. D\u00edky youtube, Twitteru a podobn\u00fdm slu\u017eb\u00e1m u\u017e maj\u00ed na dosah ruky mnohem v\u00edce informac\u00ed, ne\u017e by si dok\u00e1zali p\u0159edstavit. Ale jsou schopni tyto v\u011bdomosti i uplatnit? Nap\u0159\u00edklad na poli investov\u00e1n\u00ed?<\/p>\n\n\n\n

Dnes existuje cel\u00e1 \u0159ada aplikac\u00ed, ve kter\u00fdch si m\u016f\u017eete zalo\u017eit brokersk\u00fd \u00fa\u010det, ani\u017e byste byli limitov\u00e1n nep\u0159ijatelnou v\u00fd\u0161kou investice. Je\u0161t\u011b p\u0159ed p\u011bti lety jste museli m\u00edt 600 dolar\u016f na koupi jedn\u00e9 akcie Amazonu a pokud jste t\u011bch 600 dolar\u016f m\u011bli, museli jste za n\u00e1kup zaplatit 8 dolar\u016f, co\u017e je v\u00edce ne\u017e 1% z va\u0161\u00ed kupn\u00ed ceny. D\u00edky d\u00edl\u010d\u00edm akc\u00edm a nulov\u00fdm proviz\u00edm nyn\u00ed pot\u0159ebujete jen p\u00e1r dolar\u016f na to, abyste si koupili kousek n\u011bkter\u00e9 firmy. Ale pokud si netrouf\u00e1te na v\u00fdb\u011br jednotliv\u00fdch titul\u016f, m\u016f\u017eete si tak\u00e9 koupit ETF bez minim\u00e1ln\u00edch a bez transak\u010dn\u00edch poplatk\u016f. Pro nov\u00e9 investory je to obrovsk\u00e1 v\u00fdhra.<\/p>\n\n\n\n

Benjamin Franklin jednou \u0159ekl: „Pen\u00edze vyd\u011bl\u00e1vaj\u00ed pen\u00edze. A pen\u00edze, kter\u00e9 vyd\u011blali pen\u00edze, vyd\u011blaj\u00ed pen\u00edze. „Toto je dokonal\u00fd zp\u016fsob, jak popsat slo\u017een\u00fd \u00farok. \u010cas hraje ve v\u00e1\u0161 prosp\u011bch p\u0159i slo\u017een\u00e9m \u00faro\u010den\u00ed, \u010d\u00edm d\u0159\u00edve za\u010dnete, t\u00edm l\u00e9pe. To, \u017ee se sn\u011bhov\u00e1 koule spust\u00ed z kopce v\u010das a za\u010dne se nabalovat, je pro mlad\u00e9 investory velk\u00e9 plus.<\/p>\n\n\n\n

Zku\u0161enosti se mus\u00ed z\u00edskat, nedaj\u00ed se odpozorovat na akciov\u00e9m trhu. Nem\u016f\u017eete si p\u0159e\u010d\u00edst, jak\u00e9 to je, p\u0159ij\u00edt o 50% sv\u00fdch pen\u011bz. Jedin\u00fdm zp\u016fsobem, jak se nau\u010dit plavat, je sko\u010dit do vody a d\u00edky d\u00edl\u010d\u00edm akc\u00edm a nulov\u00fdm proviz\u00edm to zkou\u0161et. To je pro za\u010d\u00ednaj\u00edc\u00ed investory velk\u00e9 plus.<\/p>\n\n\n\n

Na druh\u00e9 stran\u011b potenci\u00e1ln\u00edch v\u00fdhod najdeme p\u0159i voln\u00e9m obchodov\u00e1n\u00ed i mno\u017estv\u00ed negativ. Obchodov\u00e1n\u00ed p\u0159es internet se m\u016f\u017ee jevit jako kasino. V kasinu hazardujete. V kasinu plat\u00ed, \u017ee \u010d\u00edm d\u00e9le hrajete, t\u00edm je pravd\u011bpodobn\u011bj\u0161\u00ed, \u017ee prohrajete. Na akciov\u00e9m trhu by to m\u011blo b\u00fdt naopak. \u010c\u00edm d\u00e9le hrajete, t\u00edm je men\u0161\u00ed pravd\u011bpodobnost prohry. To v\u0161ak samoz\u0159ejm\u011b z\u00e1vis\u00ed na tom, jakou hru hrajete. A v tom je probl\u00e9m.<\/p>\n\n\n\n

Kasinov\u00e1 povaha investov\u00e1n\u00ed p\u0159es on-line aplikace je ve skute\u010dnosti dobr\u00e1 v\u011bc. Pokud p\u0159ehr\u00e1v\u00e1te dostate\u010dn\u011b dlouho, nakonec s hazardem nadobro skon\u010d\u00edte. Dalo by se p\u0159edpokl\u00e1dat, \u017ee d\u00edky p\u0159\u00edstupu k informac\u00edm se mlad\u00ed investo\u0159i v\u010das dozv\u011bd\u00ed, jak funguje trh a \u017ee pokou\u0161et se ho porazit je zcela zbyte\u010dn\u00e9. Ale nen\u00ed to zcela tak.<\/p>\n\n\n\n

Technologie a investov\u00e1n\u00ed: P\u0159iznat, \u017ee nic nev\u00edte, je nesm\u00edrn\u011b obt\u00ed\u017en\u00e9<\/p>\n\n\n\n

Va\u0161e prvn\u00ed zku\u0161enosti na trhu formuj\u00ed, jak\u00fdm typem investora se stanete. Pokud v\u00e1s roky formov\u00e1n\u00ed nau\u010dili, \u017ee trh je obrovsk\u00e9 kasino, pak by mohlo b\u00fdt obt\u00ed\u017en\u00e9 pozd\u011bji tento n\u00e1zor vyvr\u00e1tit. Mo\u017en\u00e1 jsou mlad\u0161\u00ed investo\u0159i l\u00e9pe informov\u00e1ni, o \u010dem\u017e nen\u00ed pochyb, ale to, zda jsou pro n\u011b tyto informace i u\u017eite\u010dn\u00e9, u\u017e tak jednozna\u010dn\u00e9 nen\u00ed. M\u00edt m\u00edrn\u011b znalosti o akciov\u00e9m trhu je toti\u017e hor\u0161\u00ed ne\u017e nev\u011bd\u011bt o n\u011bm v\u016fbec nic. Mlad\u00fdm, sebev\u011bdom\u00fdm investor\u016fm se st\u00e1vaj\u00ed hrozn\u00e9 v\u011bci. Jen se toho je\u0161t\u011b na\u0161t\u011bst\u00ed nedo\u017eili, proto\u017ee sou\u010dasn\u00fd b\u00fd\u010d\u00ed trend odm\u011b\u0148uje riskov\u00e1n\u00ed a maskuje neuv\u00e1\u017een\u00e9 chov\u00e1n\u00ed. A \u010d\u00edm d\u00e9le bude b\u00fd\u010d\u00ed trh pokra\u010dovat, t\u00edm bude v\u00edce bude toto drz\u00e9 sebev\u011bdom\u00e9 chov\u00e1n\u00ed v\u00edce zako\u0159en\u011bn\u00e9.<\/p>\n\n\n\n

Je dobr\u00e9, \u017ee jsou p\u0159es technologie zp\u0159\u00edstupnil trh i pro \u0161ir\u0161\u00ed masy z \u0159ad drobn\u00fdch investor\u016f? Nen\u00ed to dobr\u00e9 ani \u0161patn\u00e9. N\u011bkter\u00e9 aspekty jsou skv\u011bl\u00e9, jin\u00e9 zas a\u017e tak ne. N\u011bkte\u0159\u00ed zajdou p\u0159\u00edli\u0161 daleko a osvoj\u00ed si ty nespr\u00e1vn\u00e9 lekce, vezmou ty nepravdiv\u00e9 ponau\u010den\u00ed. M\u00e1lo v\u011bc\u00ed je bu\u010f dobr\u00fdch nebo \u0161patn\u00fdch. Jak p\u00ed\u0161e Ben Carlson na sv\u00e9m blogu A Wealth of Common Sense, internet poskytl ka\u017ed\u00e9mu takovou platformu, jakou si kdo p\u0159eje. Mnoho lid\u00ed skon\u010d\u00ed nadm\u011brn\u00fdm sd\u00edlen\u00edm v\u0161eho nejen o sob\u011b, ale finan\u010dn\u00ed pr\u016fmysl z t\u00e9to exploze informac\u00ed ur\u010dit\u011b profituje.<\/p>\n\n\n\n

\"\"<\/figure><\/div>\n\n\n\n

\u00dasp\u011b\u0161n\u00fd investor, bez ohledu na jak\u00e9 platform\u011b se pokou\u0161\u00ed, m\u00e1 zpravidla t\u0159i f\u00e1ze r\u016fstu:<\/p>\n\n\n\n

F\u00e1ze 1. V\u0161e v\u00edm (kdy\u017e za\u010d\u00edn\u00e1)<\/p>\n\n\n\n

F\u00e1ze 2. Nev\u00edm nic (po tom, co se dozv\u00ed n\u011bco o trz\u00edch)<\/p>\n\n\n\n

F\u00e1ze 3. V\u00edm, co nev\u00edm (pot\u00e9, co si uv\u011bdom\u00ed, jak\u00e9 n\u00e1ro\u010dn\u00e9 trhy jsou)<\/p>\n\n\n\n

Posledn\u00ed etapa je pro mnoh\u00e9 lidi ve sv\u011bt\u011b financ\u00ed slo\u017eit\u00e1. Kdo dok\u00e1\u017ee p\u0159ipustit, \u017ee ani vl\u00e1dci vesm\u00edru nev\u011bd\u00ed, co se bude d\u00edt na trz\u00edch? \u010casem p\u0159ijde pokora a akceptov\u00e1n\u00ed, \u017ee m\u00fdlit se je sou\u010d\u00e1st\u00ed procesu. Ka\u017ed\u00fd investor se dr\u017e\u00ed n\u011bjak\u00e9 progn\u00f3zy a podle toho upravuje sv\u00e9 portfolio. Pokud se v\u0161ak neust\u00e1le spol\u00e9h\u00e1 na svou schopnost odhadnout, co se stane, nakonec bude v\u00e1\u017en\u011b zklam\u00e1n. V\u016fbec, spol\u00e9hat se na n\u011bkoho, kdo dok\u00e1\u017ee p\u0159edpov\u00eddat budoucnost, je nejrychlej\u0161\u00ed zp\u016fsob, jak vytvo\u0159it nesoulad mezi o\u010dek\u00e1v\u00e1n\u00edm a realitou. Proto je t\u00edm nejd\u016fle\u017eit\u011bj\u0161\u00edm slovem v oblasti financ\u00ed slov\u00ed\u010dko „nev\u00edm“, trhy v\u00e1s pon\u00ed\u017e\u00ed bez pot\u0159ebn\u00e9ho uv\u011bdom\u011bn\u00ed si sebe sama, ani\u017e by jste rozpoznali sv\u00e9 vlastn\u00ed nedostatky.<\/p>\n","protected":false},"excerpt":{"rendered":"

B\u00fdt brokerem, dostat se na trh cenn\u00fdch pap\u00edr\u016f, voln\u011b obchodovat a mo\u017enost nakupovat i d\u00edl\u010d\u00ed akce. To v\u0161e se dnes u\u017e d\u00e1 z pohodl\u00ed domova. Av\u0161ak nep\u0159ipom\u00edn\u00e1 to tak trochu kasino?Nov\u00ed investo\u0159i jsou dnes mnohem informovan\u011bj\u0161\u00ed ne\u017e tomu bylo v p\u0159edchoz\u00edch generac\u00edch. D\u00edky youtube, Twitteru a podobn\u00fdm slu\u017eb\u00e1m u\u017e maj\u00ed na dosah ruky mnohem v\u00edce […]<\/p>\n","protected":false},"author":2,"featured_media":199,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[1],"tags":[],"class_list":["post-198","post","type-post","status-publish","format-standard","has-post-thumbnail","category-finance"],"amp_enabled":false,"_links":{"self":[{"href":"https:\/\/1-zpravy.cz\/wp-json\/wp\/v2\/posts\/198","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/1-zpravy.cz\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/1-zpravy.cz\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/1-zpravy.cz\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/1-zpravy.cz\/wp-json\/wp\/v2\/comments?post=198"}],"version-history":[{"count":0,"href":"https:\/\/1-zpravy.cz\/wp-json\/wp\/v2\/posts\/198\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/1-zpravy.cz\/wp-json\/wp\/v2\/media\/199"}],"wp:attachment":[{"href":"https:\/\/1-zpravy.cz\/wp-json\/wp\/v2\/media?parent=198"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/1-zpravy.cz\/wp-json\/wp\/v2\/categories?post=198"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/1-zpravy.cz\/wp-json\/wp\/v2\/tags?post=198"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}